Consumer Loan Officer III
Are you ready to make a difference? Do you want to get paid to improve people’s lives? Are you ready to have real conversations that don’t involve texting? Do you want to make lasting impressions? Do you want to educate instead of sell? Do you want to help others achieve their goals? You can do all of this and more while enhancing your personal finance, and professional career. Prior experience working with money is a plus... hey, we are a credit union 😊
Apply today and join the Denver Community Credit Union Family. Come be part of a team that takes pride in their everyday work. Help us make a difference in our local communities. Come be part of a movement that puts people first.
What are you waiting for? Apply today and show others how great you are!
Wow this really sweetens the deal: DCCU is offering an incentive, $500 for Full Time new hires and $300 for Part Time new hires. Certain restrictions apply.
Schedule includes: Monday, Tuesday, Wednesday, Thursday, Friday, some Saturdays
Live and Love our Brand. Always be the best version of yourself. Share your talents with others. Make a difference in our communities. Show our members why we are great through your actions. Take pride in what you do. Show others why you are different. Be proud of where your work and who you are.
Essential Functions & Responsibilities:
Assist members with their consumer lending needs, analyzing loan requests and making credit decisions based on lending policy. Responsible for analyzing and making decisions on larger & more complex consumer loan applications. Processes Personal, Visa, LOC, Share Secured, and Secured (auto, specialty, recreational vehicle) loans, as well as Home Equity Lines of Credit. Assist in the cross training of other junior lending staff members by reviewing pending loan applications and providing feedback.
Educate by providing both internal and external members with a full range of credit union loan products and services.
Deliver by using critical thinking to evaluate and determine the members’ credit worthiness. Determine terms and conditions of approved loans and reviews them with the member. Correspond with members, and applicants to resolve questions.
Achieve financial freedom for members through our products and education and keep the Credit Union safe by analyzing current financial position of members to determine the degree of risk involved in extending credit or lending money.
Qualifications and skills
Experience-Five to ten years of similar or related experience.
Education-A two-year college degree; or completion of a specialized course of study at a business or trade school; or completion of a specialized and extensive in-house training or apprenticeship program.
Interpersonal Skills- A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.
- Knowledge of the secondary market and experience with first and second mortgage residential real estate lending.
- Must be able to underwrite complex loans with creativity outside of automated decisions looking at all aspects of the member relationship.
- Must be able to type, use PC and general office equipment including 10-key calculator.
- Must have good communication skills.
Denver Community Credit Union is an equal opportunity employer, Gender, Minority, Veterans, Disabled (EOE).