Consumer Loan Officer II
Are you ready to make a difference? Do you want to get paid to improve people’s lives? Are you ready to have real conversations that don’t involve texting? Do you want to make lasting impressions? Do you want to educate instead of sell? Do you want to help others achieve their goals? You can do all of this and more while enhancing your personal finance, and professional career. Prior experience working with money is a plus... hey, we are a credit union 😊
Apply today and join the Denver Community Credit Union Family. Come be part of a team that takes pride in their everyday work. Help us make a difference in our local communities. Come be part of a movement that puts people first.
What are you waiting for? Apply today and show others how great you are!
Wow this really sweetens the deal: DCCU is offering an incentive, $500 for Full Time new hires and $300 for Part Time new hires. Certain restrictions apply.
Schedule includes: Monday, Tuesday, Wednesday, Thursday, Friday, some Saturdays
Live and Love our Brand. Always be the best version of yourself. Share your talents with others. Make a difference in our communities. Show our members why we are great through your actions. Take pride in what you do. Show others why you are different. Be proud of where your work and who you are.
Essential Functions & Responsibilities:
Assist members with their consumer lending needs, analyzing loan requests and making credit decisions based on lending policy. Responsible for a variety of more complex loans and/or line of credit applications. Interviews loan applicants to determine credit needs. Collects and analyzes credit for financial data for loans. This is a fully experienced Consumer Lender able to analyze more complex loans. Processes Personal, Visa, LOC, Share Secured, and Secured (auto, specialty, recreational vehicle) loans, and Home Equity Lines of Credit.
Educate by providing both internal and external members with a full range of credit union loan products and services.
Deliver by using critical thinking to evaluate and determine the members’ credit worthiness. Determine terms and conditions of approved loans and reviews them with the member. Correspond with members, and applicants to resolve questions.
Achieve financial freedom for members through our products and education and keep the Credit Union safe by analyzing current financial position of members to determine the degree of risk involved in extending credit or lending money.
Qualifications and skills
Experience-Two to five years of similar or related experience.
Education-A high school education or GED
Interpersonal Skills- A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.
- Ability to interpret regulations
- Ability to develop and interpret reports
- Ability to multi-task and organize priorities
- Aptitude for problem solving
- Maintain high level of focus and accuracy
- Team Player
Must have good communication skills
Denver Community Credit Union is an Equal Opportunity Employer (EEO)